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Comparison of Annuities with Certificates of Deposit
|1. Free from principal/market risk and price fluctuations?||Y||Y|
|2. Are interest earnings free from current taxation?||Y||N|
|3. Are interest earnings reinvested automatically with no current income taxation?||Y||N|
|4. Am I able to make small additional investments?||Y1||N|
|5. Tax liability on Social Security income eliminated on deferred accumulation?||Y||N|
|7. Penalty free withdrawal provisions?||Y||N|
|8. Funds not reduced by commissions?||Y||Y|
|9. Does this investment automatically avoid the expense and delay of probate?||Y||N|
|10. Guaranteed lifetime income with tax advantages?||Y||N|
|1When your Tax-Deferred Annuity is a Flexible Premium Deferred Annuity versus a Single Premium Deferred Annuity; small additional deposits are allowed.|