Compare top reverse mortgage lenders in Hawaii.
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What is a reverse mortgage?
HECM stands for home equity conversion mortgage. Reverse mortgages allow for seniors to release a portion of the home’s equity to eliminate any existing mortgage payments. HECM’s are unique in that there are no monthly mortgage payments required – no other program has this unique feature.
More than 600,000 seniors have taken out a reverse mortgage loan to improve their retirement, your not alone.
Compare HECM Lenders in HI for free with RMLD – Let us find you the best program.
Seniors in HI qualify for a reverse mortgage if…
- they are 62 years of age or older
- own their homes
- have equity available in the property
- can afford to pay for the home’s property taxes and insurance
- have never defaulted on governemnt insured loans
I qualify for the HECM reverse mortgage how does this program improve my retirement?
- improve your retirement qualify by having access to your equity today
- no more mortgage payments while you are living in the home
- interest rates are at all time low’s
- ability to spend the equity as you wish – no restrictions are placed on the funds
- no taxes are applied to the equity you release
“There is no other program which allows seniors to access their home’s equity without having payment in retirement.”
How Does the Reverse Mortgage Work in Hawaii?
You have worked hard your entire life to build up your home’s equity, insn’t it time that your home paid you back? Well, FHA (Federal Housing Administration) insures the HECM reverse mortgage which allows you to use your home as a tool to fund your retirement.
Many seniors are still having to pay each month a mortgage payment this is seriously impacting the quality of those seniors retirement. What if you could use all the built up equity in your home to generate a new income source, this would greatly improve the quality of your retirement.
This is what the reverse mortgage program was designed for. Seniors are taking advantage of the low interest rate enviroment and the ability to qualify for a reverse mortgage loan without having income or credit scores to meet. There are no payments to be made (you are only responsible for the property taxes, insurance, and home maintanance expenses). It will cost you $0 to find our your options give us a call today.
Snapshot of Hawaii
1.3 M
Population
$272,700
Median Home Value
57%
Home Ownership Rate
15%
Percent PopulationOver 65
Find Your City to Compare State and National Averages
| LOCATION | POPULATION | MED. HOME VALUE | HOME OWNERSHIP RATE | % POPULATION OVER 65 |
|---|---|---|---|---|
| USA | 307,006,550 | $119,600 | 66% | 13% |
| Hawaii | 1,295,178 | $272,700 | 57% | 15% |
| Honolulu | 377,357 | $386,700 | 47% | 18% |
Local Reverse Mortgage Lenders/Banks/Brokers in Hawaii
A
Aiea · Anahola
C
Camp H M Smith · Camp Smith · Captain Cook
E
Eleele · Ewa Beach
F
Fort Shafter
H
Haiku · Hakalau · Haleiwa · Hana · Hanalei · Hanamaulu · Hanapepe · Hauula · Hawaii National Park · Hawi · Hickam AFB · Hilo · Holualoa · Honaunau · Honokaa · Honolulu · Honomu · Hoolehua
J
Joint Base Pearl Hbr Hickam
K
Kaaawa · Kahuku · Kahului · Kailua · Kailua Kona · Kalaheo · Kalaupapa · Kamuela · Kaneohe · Kapaa · Kapaau · Kapolei · Kaumakani · Kaunakakai · Keaau · Kealakekua · Kealia · Keauhou · Kekaha · Kihei · Kilauea · Koloa · Kualapuu · Kula · Kunia · Kurtistown
L
Lahaina · Laie · Lanai City · Laupahoehoe · Lawai · Lihue
M
M C B H Kaneohe Bay · Makawao · Makaweli · Maunaloa · Mililani · Mountain View
N
Naalehu · Ninole
O
Ocean View · Ookala
P
Paauhau · Paauilo · Pahala · Pahoa · Paia · Papaaloa · Papaikou · Pearl City · Pearl Harbor · Pepeekeo · Princeville · Pukalani · Puunene
S
Schofield · Schofield Barracks
T
Tripler Army Medical Center
V
Volcano
W
Wahiawa · Waialua · Waianae · Waikoloa · Wailea · Wailuku · Waimanalo · Waimea · Waipahu · Wake Island · Wheeler Army Airfield
HUD’s list of approved HECM Counselors in Hawaii.
Counseling is mandatory in all states for those who wish to get a HECM loan.
Agency NameWebsite Link
National Foundation for Credit CounselingWebsite
Money Management InternationalWebsite
Consumer Credit Counseling Svc of AtlantaWebsite
National Council on AgingWebsite
ClearPoint Financial SolutionsWebsite
SpringboardWebsite
HomeFreeWebsite
GreenpathWebsite
Neighborhood Reinvestment CorporationWebsite
| AMERICAN FINANCIAL NETWORK INC 1188 BISHOP ST STE 3010 HONOLULU, HI 96813 HONOLULU County |
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| Title II | |||||
| Approval Date: Jul 29, 2011 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 791-1007 | FAX Number: (808) 791-1008 | ||||
| E-Mail Address: [email protected] | |||||
 ASSOCIATED MORTGAGE BANKERS, INC. 91-1015 KANIO ST KAPOLEI, HI 96707 HONOLULU County |
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| Title II | |||||
| Approval Date: Jan 19, 2012 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (800) 246-9933 | FAX Number: (516) 945-0908 | ||||
| E-Mail Address: [email protected] | |||||
CENTRAL PACIFIC BANK 201 MERCHANT ST STE 1700 HONOLULU, HI 96813 HONOLULU County |
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| Title II | |||||
| Approval Date: Jan 27, 2012 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 356-4000 | FAX Number: (808) 356-4001 | ||||
| E-Mail Address: [email protected] | |||||
DITECH MORTGAGE CORP 733 BISHOP ST STE 152 HONOLULU, HI 96813 HONOLULU County |
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| Title II | |||||
| Approval Date: Nov 22, 2011 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 447-5801 | FAX Number: (866) 931-7859 | ||||
| E-Mail Address: [email protected] | |||||
GENERATION MORTGAGE COMPANY 1257 KILAUEA AVE STE 30 HILO, HI 96720 HAWAII County |
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| Title II | |||||
| Approval Date: Feb 25, 2011 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 792-0979 | FAX Number: (888) 315-0697 | ||||
| E-Mail Address: [email protected] | |||||
GUILD MORTGAGE COMPANY 609 KAILUA RD STE 200 KAILUA, HI 96734 HONOLULU County |
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| Title II | |||||
| Approval Date: Sep 19, 2008 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 263-4622 | FAX Number: (808) 263-5935 | ||||
| E-Mail Address: [email protected] | |||||
HIGH TECH LENDING INC 333 QUEEN ST STE D HONOLULU, HI 96813 HONOLULU County |
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| Title II | |||||
| Approval Date: Mar 24, 2009 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 792-3600 | FAX Number: (808) 792-3601 | ||||
| E-Mail Address: [email protected] | |||||
HIGH TECH LENDING INC 1314 S KING ST STE 762 HONOLULU, HI 96814 HONOLULU County |
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| Title II | |||||
| Approval Date: Sep 07, 2012 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 234-3117 | FAX Number: (805) 234-3117 | ||||
| E-Mail Address: [email protected] | |||||
HIGH TECH LENDING INC 803 KAMEHAMEHA HWY STE 313 PEARL CITY, HI 96782 HONOLULU County |
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| Title II | |||||
| Approval Date: Aug 10, 2010 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 792-7600 | FAX Number: (808) 792-7601 | ||||
| E-Mail Address: [email protected] | |||||
PRIMARY RESIDENTIAL MORTGAGE INC 745 FORT STREET MALL STE 609 HONOLULU, HI 96813 HONOLULU County |
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| Title II | |||||
| Approval Date: May 09, 2000 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 585-9888 | FAX Number: (808) 585-9400 | ||||
| E-Mail Address: [email protected] | |||||
SECURITYNATIONAL MORTGAGE COMPANY 970 N KALAHEO AVE STE A102 KAILUA, HI 96734 HONOLULU County |
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| Title II | |||||
| Approval Date: Mar 17, 2008 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (808) 254-5312 | FAX Number: (808) 254-5318 | ||||
| E-Mail Address: [email protected] | |||||