hud approved reverse mortgage lenders

how to find HUD-approved reverse mortgage lenders. The U.S. Department of Housing and Urban Development (HUD) maintains a list of approved reverse mortgage lenders, including those authorized to offer Home Equity Conversion Mortgages (HECMs), the most common type of reverse mortgage.

To find HUD-approved reverse mortgage lenders, you can follow these steps:

  1. Visit the HUD website: Go to the HUD website at
  2. Navigate to the Reverse Mortgages section: Look for the “Reverse Mortgages” or “Home Equity Conversion Mortgages (HECM)” section on the HUD website. This section provides information on reverse mortgages and related resources.
  3. Find HUD-approved lenders: Within the Reverse Mortgages section, there should be a tool or link to find HUD-approved lenders. It may be called “Lender Locator” or something similar. This tool allows you to search for approved lenders in your area.
  4. Enter your location: Use the search functionality to enter your location information, such as your state or ZIP code. This will generate a list of HUD-approved lenders near you.
  5. Research and contact lenders: Review the list of lenders and their contact information. Take the time to research each lender, their reputation, and their terms and conditions. Contact the lenders directly to gather more information, ask questions, and discuss your specific needs.

It’s important to note that while HUD approves lenders, it’s still crucial to conduct your own due diligence and carefully evaluate lenders based on their experience, customer reviews, interest rates, fees, and overall suitability for your financial situation. Additionally, consulting with a HUD-approved housing counselor can provide valuable guidance throughout the process.