Compare top reverse mortgage lenders in Idaho.

Receive multiple quotes for a reverse mortgage and win!

What is a reverse mortgage?

HECM stands for home equity conversion mortgage. Reverse mortgages allow for seniors to release a portion of the home’s equity to eliminate any existing mortgage payments. HECM’s are unique in that there are no monthly mortgage payments required – no other program has this unique feature. 

Every year some 100,000 seniors take out a reverse mortgage? Many more seniors are considering this option and your not alone in your search for answers.

RMLD uses a comparison approach to truly find the best HECM deals in ID. We take pride in finding seniors the best options for their retirement. Also our quotes are free so there is no risk to you.

Seniors in ID qualify for a reverse mortgage if…

• they are 62 years of age or older
• own their homes
• have equity available in the property
• can afford to pay for the home’s property taxes and insurance
• have never defaulted on governemnt insured loans

I qualify for the HECM reverse mortgage how does this program improve my retirement?

• improve your retirement qualify by having access to your equity today
• no more mortgage payments while you are living in the home
• interest rates are at all time low’s
• ability to spend the equity as you wish – no restrictions are placed on the funds
• no taxes are applied to the equity you release

“There is no other program which allows seniors to access their home’s equity without having payment in retirement. If you are considering this option we encourage you to get at leasta get a free quote.”

Idaho residents ask us all the time – How Does the Reverse Mortgage Work?

You have worked hard your entire life to build up your home’s equity, insn’t it time that your home paid you back? Well, FHA (Federal Housing Administration) insures the HECM reverse mortgage which allows you to use your home as a tool to fund your retirement.

Many seniors are still having to pay each month a mortgage payment this is seriously impacting the quality of those seniors retirement. What if you could use all the built up equity in your home to generate a new income source, this would greatly improve the quality of your retirement.

This is what the reverse mortgage program was designed for. Seniors are taking advantage of the low interest rate enviroment and the ability to qualify for a reverse mortgage loan without having income or credit scores to meet. There are no payments to be made (you are only responsible for the property taxes, insurance, and home maintanance expenses). It will cost you $0 to find our your options give us a call today.

Snapshot of Idaho

1.5 M

$106,300

72%

12%

Find Your City to Compare State and National Averages

Local Reverse Mortgage Lenders/Banks/Brokers in Idaho

A

Aberdeen · Acequia · Ahsahka · Albion · Almo · Am Falls · American Falls · Ammon · Anderson Dam · Arbon · Arco · Arimo · Ashton · Athol · Atlanta · Atomic City · Avery

B

Bancroft · Banks · Basalt · Bayview · Bellevue · Bern · Blackfoot · Blanchard · Bliss · Bloomington · Boise · Bonners Ferry · Bovill · Bruneau · Buhl · Burley · Butte City

C

Calder · Caldwell · Cambridge · Carey · Careywood · Carmen · Cascade · Castleford · Cataldo · Centerville · Challis · Chester · Chubbuck · Clark Fork · Clarkia · Clayton · Clearwater · Clifton · Cobalt · Cocolalla · Coeur D Alene · Colburn · Conda · Coolin · Corral · Cottonwood · Council · Craigmont · Culdesac

D

Dalton Gardens · Darlington · Dayton · Deary · Declo · Desmet · Dietrich · Dingle · Dixie · Donnelly · Dover · Downey · Driggs · Dubois

E

Eagle · East Magic · Eastport · Eden · Elba · Elk City · Elk Horn · Elk River · Ellis · Emmett

F

Fairfield · Featherville · Felt · Fenn · Ferdinand · Fernan Lake Village · Fernwood · Filer · Firth · Fish Haven · Fort Hall · Franklin · Fruitland · Fruitvale

G

Gannett · Garden City · Garden Valley · Genesee · Geneva · Georgetown · Gibbonsville · Glenns Ferry · Gooding · Grace · Grand View · Grangeville · Grasmere · Greencreek · Greenleaf

H

Hagerman · Hailey · Hamer · Hammett · Hansen · Harpster · Harrison · Harvard · Hauser · Hayden · Hayden Lake · Hazelton · Headquarters · Heyburn · Hidden Springs · Hill City · Holbrook · Hollister · Homedale · Hope · Horseshoe Bend · Horseshoe Bnd · Howe · Huetter · Huston

I

Idaho City · Idaho Falls · Indian Valley · Inkom · Iona · Irwin · Island Park

J

Jackson · Jerome · Juliaetta

K

Kamiah · Kellogg · Kendrick · Ketchum · Keuterville · Kimberly · King Hill · Kingston · Kooskia · Kootenai · Kuna

L

Laclede · Lake Fork · Lapwai · Lava Hot Springs · Leadore · Lemhi · Lenore · Letha · Lewiston · Lewisville · Lone Star · Lost River · Lowman · Lucile

M

Mackay · Macks Inn · Malad City · Malta · Marsing · May · McCall · McCammon · Medimont · Melba · Menan · Meridian · Mesa · Middleton · Midvale · Minidoka · Monteview · Montour · Montpelier · Moore · Moreland · Moscow · Mountain Home · Mountain Home A F B · Mountain Home AFB · Moyie Springs · Mt Home · Mullan · Murphy · Murray · Murtaugh

N

Nampa · Naples · New Centerville · New Meadows · New Plymouth · Newdale · Nezperce · Nordman · North Fork · Notus

O

Oakley · Oasis · Ola · Oldtown · Onaway · Oreana · Orofino · Osburn · Ovid · Oxford

P

Palisades · Paradise HOT · Paradise Hot Springs · Paris · Parker · Parma · Patterson · Paul · Payette · Peck · Picabo · Pierce · Pine · Pinehurst · Pingree · Pioneerville · Placerville · Plummer · Pocatello · Pollock · Ponderay · Porthill · Post Falls · Potlatch · Prairie · Preston · Prichard · Priest Lake · Priest River · Princeton

R

Rathdrum · Reubens · Rexburg · Richfield · Riddle · Rigby · Riggins · Ririe · Roberts · Rockland · Rocky Bar · Rogerson · Rupert

S

Sagle · Saint Anthony · Saint Charles · Saint Maries · Salmon · Sandpoint · Santa · Sawtooth City · Shelley · Shoshone · Shoup · Silverton · Smelterville · Soda Springs · Spalding · Spencer · Spirit Lake · Springfield · St Maries · Stanley · Star · Star Ranch · Steirman · Sterling · Stites · Stone · Sugar City · Sun Valley · Swan Valley · Swanlake · Sweet

T

Tamarack · Tendoy · Tensed · Terreton · Teton · Tetonia · Thatcher · Tipanuk · Triumph · Troy · Twin Falls · Twin Lakes

U

Ucon

V

Victor · Viola

W

Wallace · Wardner · Warren · Wayan · Weippe · Weiser · Wendell · West Magic · Weston · White Bird · Wilder · Winchester · Worley

Y

Yellow Pine

Approved by HUD list of HECM Counselors in Idaho.
Counseling is mandatory in all states for those who wish to get a HECM loan – we have compiled this list to save seniors in ID time when looking for counselors.

AMERICAN PACIFIC MORTGAGE 8921 W HACKAMORE DR BOISE, ID 83709 ADA County
Title II
Approval Date: Feb 04, 2011			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: Yes
Telephone: (208) 629-0606			FAX Number: (208) 639-8181
E-Mail Address: [email protected]
AMERICAN PACIFIC MORTGAGE 7977 W MARIGOLD ST GARDEN CITY, ID 83714 ADA County
Title II
Approval Date: Sep 27, 2006			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: Yes
Telephone: (208) 853-7878			FAX Number: (208) 853-7879
E-Mail Address: [email protected]
BANK OF IDAHO 1230 YELLOWSTONE AVE POCATELLO, ID 83201 BANNOCK County
Title II
Approval Date: Jan 31, 1986			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: Yes
Telephone: (208) 232-5242			FAX Number: (208) 233-5278
E-Mail Address: [email protected]
DITECH MORTGAGE CORP 814 N 8TH ST BOISE, ID 83702 ADA County
Title II
Approval Date: Jul 03, 2012			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 345-8153			FAX Number: (866) 931-7859
E-Mail Address: [email protected]
FIRST FEDERAL SAVINGS BANK TWIN FALLS 383 SHOSHONE ST N TWIN FALLS, ID 83301 TWIN FALLS County
Title II
Approval Date: Dec 17, 1991			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: Yes
Telephone: (208) 733-4222			FAX Number: (208) 733-9128
E-Mail Address: [email protected]
GLACIER BANK 125 W IRONWOOD DR COEUR D ALENE, ID 83814 KOOTENAI County
Title II
Approval Date: May 01, 2012			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 765-0284			FAX Number: (208) 667-0659
E-Mail Address: [email protected]
MANN MORTGAGE LLC 300 W MAIN ST STE 225 BOISE, ID 83702 ADA County
Title II
Approval Date: May 26, 2010			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 859-7084			FAX Number: (406) 751-6253
E-Mail Address: [email protected]
MANN MORTGAGE LLC 5660 E FRANKLIN RD STE 301 NAMPA, ID 83687 CANYON County
Title II
Approval Date: Aug 17, 2012			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 465-6650			FAX Number: (208) 465-7500
E-Mail Address: [email protected]
MANN MORTGAGE LLC 247 THAIN RD STE 104 LEWISTON, ID 83501 NEZ PERCE County
Title II
Approval Date: May 28, 2004			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 743-1005			FAX Number: (208) 798-1935
E-Mail Address: [email protected]
STERLING SAVINGS BANK 2300 S EAGLE RD MERIDIAN, ID 83642 ADA County
Title II
Approval Date: Sep 17, 2010			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 855-2966			FAX Number: (208) 855-2957
E-Mail Address: [email protected]
SUMMIT MORTGAGE CORPORATION 4700 N CLOVERDALE RD STE 214 BOISE, ID 83713 ADA County
Title II
Approval Date: May 07, 2008			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 939-0002			FAX Number: (208) 939-3912
E-Mail Address: [email protected]
UNIVERSAL AMERICAN MORTGAGE CO LLC 729 S BRIDGE WAY PL EAGLE, ID 83616 ADA County
Title II
Approval Date: Oct 27, 2011			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 938-3245			FAX Number: (208) 938-9212
E-Mail Address: [email protected]
WATERSTONE MORTGAGE CORPORATION 7639 W RIVERSIDE DR BOISE, ID 83714 ADA County
Title II
Approval Date: Sep 24, 2009			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (208) 472-8877			FAX Number: (208) 472-8879
E-Mail Address: [email protected]