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In the state of Nebraska, if you go online to google and type in “Reverse Mortgage Lenders in Nebraska”, you are going to see is a very short list of lenders.
To get a reasonable Reverse Mortgage quote, you are going to need to shop properly, and the current lender list from Google doesn’t provide many doors to knock on.
Reverse Mortgage Lenders Direct gives you more doors to knock on and an additional list of more reputable lenders sworn to prioritize you best interest by recommending the most suitable programs with the best terms, lowest interest rates and lowest lending and title fee’s.
Not all Reverse Mortgage Lenders that are licensed to sell and fund reverse mortgages in Nebraska, are actually based in Nebraska. If you are a Nebraska resident interested in a reverse mortgage, there has to be a reason. Either, you are concerned about your cash flow and monthly house hold expenses or simply seek to take advantage of your financial options if your home is paid off.
What is a reverse mortgage?
A home loan program specifically for seniors over 62 years of age to access the homes equity without having a new mortgage payment. HECM stands for home equity conversion mortgage this makes up something like 95% of the market.
More than 600,000 seniors have taken out a reverse mortgage loan to improve their retirement, your not alone.
Reverse Mortgage Lenders Direct can provide you with several reputable national and local reverse mortgage lenders in the Nebraska area that will be more than happy to answer your questions properly and provide you a competitive no-hassle quote within moments.
The proper steps to attaining a suitable reverse mortgage is simple and are as follows:
The first step is to determine what you are trying to accomplish, next is to understand the mechanics of a reverse mortgage and how a reverse mortgage works. The next step is to understand the program pay-out options (credit line, monthly payment, lump sum) and finally the most important step is to determine which option if any will satisfy what you are trying to accomplish.
Once you have chosen what program best suits your needs, the Government recommends and we agree, that you should get three to four different lender quotes (Just like when you shop for a regular mortgage) using the same exact loan amount, program and Interest rate. this way it will be easier to determine which Nebraska reverse mortgage lender is the most reasonable regarding lender and title fee’s.
For Nebraska it looks like there is a little light at the end of the tunnel when it comes to Real Estate values. According to Zillow, a national Real Estate valuation site used by many real Estate and Mortgage professionals, Nebraska home values are up 5.4% and expected to go up another 3% next year. These Real Estate increases are a great sign for the state and residents of Nebraska which like many surrounding states, is still in burdened by foreclosure’s stemming from the mortgage crisis of 2007.
With the median rent in the state of Nebraska at $1,150, selling a home and paying rent plus heating expenses is simply not an option for struggling senior Home owners.
If you are qualified for a reverse mortgage in the state of Nebraska, Reverse Mortgage Lenders Direct is here to help provide you with a local lender referral that will prioritize what is best for you, and help you chose the most suitable option program for you with the best lending terms and lowest Lending fee’s.
For a free no hassle or high pressure reverse mortgage quote, or free answers to your reverse mortgage questions, simply fill out the contact information below.
Compare HECM Lenders in NE for free with RMLD – Let us find you the best program.
Seniors in NE qualify for a reverse mortgage if…
- they are 62 years of age or older
- own their homes
- have equity available in the property
- can afford to pay for the home’s property taxes and insurance
- have never defaulted on governemnt insured loans
I qualify for the HECM reverse mortgage how does this program improve my retirement?
- improve your retirement qualify by having access to your equity today
- no more mortgage payments while you are living in the home
- interest rates are at all time low’s
- ability to spend the equity as you wish – no restrictions are placed on the funds
- no taxes are applied to the equity you release
“There is no other program which allows seniors to access their home’s equity without having payment in retirement.”
How Does the Reverse Mortgage Work in Nebraska?
You have worked hard your entire life to build up your home’s equity, insn’t it time that your home paid you back? Well, FHA (Federal Housing Administration) insures the HECM reverse mortgage which allows you to use your home as a tool to fund your retirement.
Many seniors are still having to pay each month a mortgage payment this is seriously impacting the quality of those seniors retirement. What if you could use all the built up equity in your home to generate a new income source, this would greatly improve the quality of your retirement.
This is what the reverse mortgage program was designed for. Seniors are taking advantage of the low interest rate enviroment and the ability to qualify for a reverse mortgage loan without having income or credit scores to meet. There are no payments to be made (you are only responsible for the property taxes, insurance, and home maintanance expenses). It will cost you $0 to find our your options give us a call today.
Snapshot of Nebraska
1.8 M
Population
$88,000
Median Home Value
67%
Home Ownership Rate
13%
Percent PopulationOver 65
Find Your City to Compare State and National Averages
| LOCATION | POPULATION | MED. HOME VALUE | HOME OWNERSHIP RATE | % POPULATION OVER 65 |
|---|---|---|---|---|
| USA | 307,006,550 | $119,600 | 66% | 13% |
| Nebraska | 1,796,619 | $88,000 | 67% | 13% |
| Bellevue | 47,594 | $97,800 | 66% | 10% |
| Fremont | 25,417 | $87,100 | 63% | 17% |
| Grand Island | 44,632 | $82,500 | 63% | 14% |
| Kearney | 29,385 | $94,700 | 57% | 11% |
| Lincoln | 241,167 | $104,100 | 58% | 10% |
| Omaha | 419,545 | $94,200 | 60% | 12% |
Find a Local Reverse Mortgage Lender/Bank/Broker in Nebraska
A
Abie · Adams · Agnew · Ainsworth · Albion · Alda · Alexandria · Allen · Alliance · Alma · Almeria · Alvo · Amelia · Ames · Amherst · Angora · Anoka · Anselmo · Ansley · Arapahoe · Arcadia · Archer · Arlington · Arnold · Arthur · Ashby · Ashland · Ashton · Atkinson · Atlanta · Auburn · Aurora · Avoca · Axtell · Ayr
B
Bancroft · Barneston · Bartlett · Bartley · Bassett · Battle Creek · Bayard · Bazile Mills · Beatrice · Beaver City · Beaver Crossing · Bee · Beemer · Belden · Belgrade · Bellevue · Bellwood · Belvidere · Benedict · Benkelman · Bennet · Bennington · Bertrand · Berwyn · Big Springs · Bingham · Bladen · Blair · Bloomfield · Bloomington · Blue Hill · Blue Springs · Boelus · Boone · Boys Town · Boystown · Bradshaw · Brady · Brainard · Brewster · Bridgeport · Bristow · Broadwater · Brock · Broken Bow · Brownlee · Brownville · Brule · Bruning · Bruno · Brunswick · Burchard · Burr · Burwell · Bushnell · Butte · Byron
C
Cairo · Callaway · Cambridge · Campbell · Carleton · Carroll · Cedar Bluffs · Cedar Creek · Cedar Rapids · Center · Central City · Ceresco · Chadron · Chambers · Champion · Chapman · Chappell · Chester · Clarks · Clarkson · Clatonia · Clay Center · Clearwater · Cody · Coleridge · Colon · Columbus · Comstock · Concord · Cook · Cordova · Cornlea · Cortland · Cotesfield · Cowles · Cozad · Crab Orchard · Craig · Crawford · Creighton · Creston · Crete · Crofton · Crookston · Culbertson · Curtis
D
Dakota City · Dalton · Danbury · Dannebrog · Davenport · Davey · David City · Dawson · Daykin · De Witt · Decatur · Denton · Deshler · Deweese · Dickens · Diller · Dix · Dixon · Dodge · Doniphan · Dorchester · Douglas · Du Bois · Dunbar · Duncan · Dunning · Dwight
E
Eagle · Eddyville · Edgar · Edison · Elba · Elgin · Elk Creek · Elkhorn · Ellsworth · Elm Creek · Elmwood · Elsie · Elsmere · Elwood · Elyria · Emerson · Emmet · Enders · Endicott · Ericson · Eustis · Ewing · Exeter
F
Fairbury · Fairfield · Fairmont · Falls City · Farnam · Farwell · Filley · Firth · Fontanelle · Fordyce · Fort Calhoun · Foster · Franklin · Fremont · Friend · Fullerton · Funk
G
Garland · Garrison · Geneva · Genoa · Gering · Gibbon · Gilead · Giltner · Gladstone · Glenvil · Goehner · Gordon · Gothenburg · Grafton · Grand Island · Grant · Greeley · Greenwood · Gresham · Gretna · Gross · Guide Rock · Gurley
H
Hadar · Haigler · Hallam · Halsey · Hamlet · Hampton · Hardy · Harrisburg · Harrison · Hartington · Harvard · Hastings · Hay Springs · Hayes Center · Hazard · Heartwell · Hebron · Hemingford · Henderson · Hendley · Henry · Herman · Hershey · Hickman · Hildreth · Holbrook · Holdrege · Holland · Holmesville · Holstein · Homer · Hooper · Hordville · Hoskins · Howells · Hubbard · Hubbell · Humboldt · Humphrey · Huntley · Hyannis
I
Imperial · Inavale · Indianola · Inglewood · Inland · Inman · Ithaca
J
Jackson · Jansen · Johnson · Johnson Lake · Johnstown · Julian · Juniata
K
Kearney · Kenesaw · Kennard · Keystone · Kilgore · Kimball
L
La Vista · Lakeside · Lamar · Laurel · Lavista · Lawrence · Lebanon · Leigh · Lemoyne · Leshara · Lewellen · Lewiston · Lexington · Liberty · Lincoln · Lindsay · Linwood · Lisco · Litchfield · Lodgepole · Long Pine · Loomis · Lorton · Louisville · Loup City · Lyman · Lynch · Lyons
M
Macy · Madison · Madrid · Magnet · Malcolm · Malmo · Manley · Marquette · Marsland · Martell · Maskell · Mason City · Max · Maxwell · Maywood · Mc Cook · Mc Cool Junction · McCook · McGrew · McLean · Mead · Meadow Grove · Melbeta · Memphis · Merna · Merriman · Milburn · Milford · Millard · Miller · Milligan · Mills · Minatare · Minden · Mitchell · Monowi · Monroe · Moorefield · Morrill · Morse Bluff · Mullen · Murdock · Murray
N
Naper · Naponee · Nebraska City · Nehawka · Neligh · Nelson · Nemaha · Nenzel · Newcastle · Newman Grove · Newport · Nickerson · Niobrara · Nora · Norfolk · Norman · North Bend · North Loup · North Platte
O
O’ Neill · Oak · Oakdale · Oakland · Obert · Oconto · Octavia · Odell · Odessa · Offutt A F B · Offutt AFB · Ogallala · Ohiowa · Omaha · Oneill · Ong · Orchard · Ord · Orleans · Osceola · Oshkosh · Osmond · Otoe · Overton · Oxford
P
Page · Palisade · Palmer · Palmyra · Panama · Papillion · Parks · Pawnee City · Paxton · Pender · Peru · Petersburg · Phillips · Pickrell · Pierce · Pilger · Plainview · Platte Center · Plattsmouth · Pleasant Dale · Pleasanton · Plymouth · Polk · Ponca · Potter · Prague · Primrose · Prosser · Purdum
R
Ragan · Ralston · Randolph · Ravenna · Raymond · Red Cloud · Repub City · Republican City · Reynolds · Richfield · Richland · Rising City · Riverdale · Riverton · Roca · Rockville · Rogers · Rosalie · Rose · Roseland · Rosemont · Royal · Rulo · Rushville · Ruskin
S
S Sioux City · Saint Edward · Saint Helena · Saint Libory · Saint Mary · Saint Paul · Salem · Sargent · Saronville · Schuyler · Scotia · Scottsbluff · Scribner · Seneca · Seward · Shelby · Shelton · Shickley · Sholes · Shubert · Sidney · Silver Creek · Smithfield · Snyder · South Bend · South Sioux City · Spalding · Sparks · Spencer · Sprague · Springfield · Springview · St Columbans · Stamford · Stanton · Staplehurst · Stapleton · Steele City · Steinauer · Stella · Sterling · Stockville · Strang · Stratton · Stromsburg · Stuart · Sumner · Superior · Surprise · Sutherland · Sutton · Swanton · Syracuse
T
Table Rock · Talmage · Tarnov · Taylor · Tecumseh · Tekamah · Thedford · Thurston · Tilden · Tobias · Trenton · Trumbull · Tryon
U
Uehling · Ulysses · Unadilla · Union · Upland · Utica
V
Valentine · Valley · Valparaiso · Venango · Verdel · Verdigre · Verdon · Virginia
W
Waco · Wahoo · Wakefield · Wallace · Walthill · Walton · Washington · Waterbury · Waterloo · Wauneta · Wausa · Waverly · Wayne · Weeping Water · Weissert · Wellfleet · West Point · Western · Westerville · Weston · Whiteclay · Whitman · Whitney · Wilber · Wilcox · Willow Island · Wilsonville · Winnebago · Winnetoon · Winside · Winslow · Wisner · Wolbach · Wood Lake · Wood River · Wymore · Wynot
Y
York · Yutan
HUD’s list of approved HECM Counselors in Nebraska.
Counseling is mandatory in all states for those who wish to get a HECM loan.
| HECM Counseling Agency Roster as of 06/05/2013 (4 records were selected, 4 records displayed.) |
| Name | Agency ID | Address | Phone | Web Site |
| CCCS OF NEBRASKA | 81451 | SUITE 100 809 N 96TH ST OMAHA, NE 68114-2498 |
(402) 333-8609 | http://www.cccsn.org |
| CREDIT ADVISORS FOUNDATION | 82478 | 1818 S. 72ND STREET OMAHA, NE 68124-1704 |
(402) 393-3100 | http://www.creditadvisors.org |
| HIGH PLAINS COMMUNITY DEVELOPMENT, CORP. | 81530 | 130 E 2ND ST CHADRON, NE 69337-2329 |
(308) 432-4346 | http://www.highplainscdc.com |
| LINCOLN AREA AGENCY ON AGING | 84802 | 1005 O ST LINCOLN, NE 68508-3611 |
(402) 441-7070 | http://aging.lincoln.ne.gov |
| CHARTER WEST NATIONAL BANK 714 N DIERS AVE GRAND ISLAND, NE 68803 HALL County |
|||||
| Title II | |||||
| Approval Date: Apr 15, 2005 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (308) 384-4644 | FAX Number: (308) 389-4644 | ||||
| E-Mail Address: [email protected] | |||||
 LIBERTY FIRST CREDIT UNION 501 N 46TH ST LINCOLN, NE 68503 LANCASTER County |
|||||
| Title II | |||||
| Approval Date: Dec 29, 1992 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (402) 465-1000 | FAX Number: (402) 464-0472 | ||||
| E-Mail Address: [email protected] | |||||
LIBERTY HOME EQUITY SOLUTIONS INC 13842 SAHLER ST OMAHA, NE 68164 DOUGLAS County |
|||||
| Title II | |||||
| Approval Date: Jun 08, 2012 | [81 Areas Approved for Business] | ||||
| HECM: Yes | Originates 203K: No | ||||
| Telephone: (800) 218-1415 | FAX Number: (866) 375-9742 | ||||
| E-Mail Address: [email protected] | |||||