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What is a reverse mortgage?

HECM stands for home equity conversion mortgage. Reverse mortgages allow for seniors to release a portion of the home’s equity to eliminate any existing mortgage payments. HECM’s are unique in that there are no monthly mortgage payments required – no other program has this unique feature. 

More than 600,000 seniors have taken out a reverse mortgage loan to improve their retirement, your not alone.

Compare HECM Lenders in NH for free with RMLD – Let us find you the best program.

Seniors in NH qualify for a reverse mortgage if…

• they are 62 years of age or older
• own their homes
• have equity available in the property
• can afford to pay for the home’s property taxes and insurance
• have never defaulted on governemnt insured loans

I qualify for the HECM reverse mortgage how does this program improve my retirement?

• improve your retirement qualify by having access to your equity today
• no more mortgage payments while you are living in the home
• interest rates are at all time low’s
• ability to spend the equity as you wish – no restrictions are placed on the funds
• no taxes are applied to the equity you release

“There is no other program which allows seniors to access their home’s equity without having payment in retirement.”

How Does the Reverse Mortgage Work in New Hampshire?

You have worked hard your entire life to build up your home’s equity, insn’t it time that your home paid you back? Well, FHA (Federal Housing Administration) insures the HECM reverse mortgage which allows you to use your home as a tool to fund your retirement.

Many seniors are still having to pay each month a mortgage payment this is seriously impacting the quality of those seniors retirement. What if you could use all the built up equity in your home to generate a new income source, this would greatly improve the quality of your retirement.

This is what the reverse mortgage program was designed for. Seniors are taking advantage of the low interest rate enviroment and the ability to qualify for a reverse mortgage loan without having income or credit scores to meet. There are no payments to be made (you are only responsible for the property taxes, insurance, and home maintanance expenses). It will cost you $0 to find our your options give us a call today.

Snapshot of New Hampshire

1.3 M

$133,300

70%

14%

Find Your City to Compare State and National Averages

Find a Local Reverse Mortgage Lender/Bank/Broker in New Hampshire

A

Acworth · Albany · Alexandria · Allenstown · Alstead · Alton · Alton Bay · Amherst · Andover · Antrim · Ashland · Ashuelot · Atkinson · Auburn

B

Barnstead · Barrington · Bartlett · Bath · Bedford · Belmont · Bennington · Benton · Berlin · Bethlehem · Boscawen · Bow · Bradford · Brentwood · Bretton Woods · Bristol · Brookfield · Brookline

C

Campton · Canaan · Candia · Canterbury · Carroll · Center Barnstead · Center Conway · Center Harbor · Center Ossipee · Center Sandwich · Center Strafford · Center Tuftonboro · Charlestown · Chatham · Chester · Chesterfield · Chichester · Chocorua · Claremont · Clarksville · Colebrook · Concord · Contoocook · Conway · Cornish · Cornish Flat · Croydon

D

Dalton · Danbury · Danville · Deerfield · Deering · Derry · Dixville · Dorchester · Dover · Drewsville · Dublin · Dummer · Dunbarton · Durham

E

East Andover · East Candia · East Derry · East Hampstead · East Hebron · East Kingston · East Lempster · East Wakefield · Eaton Center · Effingham · Elkins · Ellsworth · Enfield · Enfield Center · Epping · Epsom · Errol · Etna · Exeter

F

Farmington · Fitzwilliam · Francestown · Franconia · Franklin · Freedom · Fremont

G

Georges Mills · Gilford · Gilmanton · Gilmanton Iron Works · Gilsum · Glen · Glencliff · Goffstown · Gorham · Goshen · Grafton · Grantham · Greenfield · Greenland · Greenville · Groveton · Guild

H

Hales Location · Hampstead · Hampton · Hampton Falls · Hancock · Hanover · Harrisville · Harts Location · Haverhill · Hebron · Henniker · Hill · Hillsboro · Hillsborough · Hinsdale · Holderness · Hollis · Hooksett · Hopkinton · Hudson

I

Intervale

J

Jackson · Jaffrey · Jefferson

K

Kearsarge · Keene · Kensington · Kingston

L

Laconia · Lancaster · Landaff · Langdon · Lebanon · Lee · Lempster · Lincoln · Lisbon · Litchfield · Littleton · Lochmere · Londonderry · Loudon · Lyman · Lyme · Lyme Center · Lyndeborough

M

Madbury · Madison · Manchester · Marlborough · Marlow · Mason · Melvin Village · Meredith · Meriden · Merrimack · Middleton · Milan · Milford · Milton · Milton Mills · Mirror Lake · Monroe · Mont Vernon · Moultonboro · Moultonborough · Mount Sunapee · Mount Washington · Munsonville

N

Nashua · Nelson · New Boston · New Castle · New Durham · New Hampton · New Ipswich · New London · Newbury · Newfields · Newington · Newmarket · Newport · Newton · Newton Junction · North Conway · North Hampton · North Haverhill · North Salem · North Sandwich · North Stratford · North Sutton · North Swanzey · North Walpole · North Woodstock · Northfield · Northumberland · Northwood · Nottingham

O

Orange · Orford · Ossipee

P

Pelham · Pembroke · Penacook · Peterborough · Piermont · Pike · Pittsburg · Pittsfield · Plainfield · Plaistow · Plymouth · Portsmouth

R

Randolph · Raymond · Richmond · Rindge · Rochester · Rollinsford · Roxbury · Rumney · Rye · Rye Beach

S

Salem · Salisbury · Sanbornton · Sanbornville · Sandown · Sandwich · Seabrook · Sharon · Shelburne · Silver Lake · Somersworth · South Acworth · South Hampton · South Newbury · South Sutton · South Tamworth · Spofford · Springfield · Stark · Stewartstown · Stinson Lake · Stoddard · Strafford · Stratford · Stratham · Sugar Hill · Sullivan · Sunapee · Suncook · Surry · Swanzey

T

Tamworth · Temple · Thornton · Tilton · Troy · Twin Mountain

U

Union

W

Walpole · Warner · Warren · Washington · Waterville Valley · Weare · Webster · Wentworth · Wentworths Location · West Chesterfield · West Lebanon · West Nottingham · West Ossipee · West Peterborough · West Stewartstown · West Swanzey · Westmoreland · Whitefield · Wilmot · Wilton · Winchester · Windham · Windsor · Winnisquam · Wolfeboro · Wolfeboro Falls · Wonalancet · Woodstock · Woodsville

HUD’s list of approved HECM Counselors in New Hampshire.
Counseling is mandatory in all states for those who wish to get a HECM loan.

DITECH MORTGAGE CORP 52 CASS ST PORTSMOUTH, NH 03801 ROCKINGHAM County
Title II
Approval Date: Jul 03, 2012			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: No
Telephone: (207) 319-3894			FAX Number: (866) 931-7859
E-Mail Address: [email protected]
MERRIMACK MORTGAGE COMPANY INC 1045 ELM ST STE 601 MANCHESTER, NH 03101 HILLSBOROUGH County
Title II
Approval Date: Jan 07, 1994			[81 Areas Approved for Business]
HECM: Yes			Originates 203K: Yes
Telephone: (603) 625-1498			FAX Number: (603) 625-0990
E-Mail Address: [email protected]
NEW ENGLAND REGIONAL MORTGAGE CORP 90 STILES RD STE 201 SALEM, NH 03079 ROCKINGHAM County
Title II
Approval Date: Feb 27, 1992			[65 Areas Approved for Business]
HECM: Yes			Originates 203K: Yes
Telephone: (603) 894-1230			FAX Number: (603) 894-1240
E-Mail Address: [email protected]