Say Goodbye to the $6000 Reverse Mortgage Origination Fee With Our Exclusive OFFER $0 Origination Fee

Yes, there are fees involved with doing a reverse mortgage.

HECM’s are not free government money for seniors to retire on. They are loans after all.

The reverse mortgage also knows as HECM (home equity conversion mortgage) is insured by the FHA (Federal Housing Administration) to add extra safety features for seniors and heirs. This loan is surging in popularity as seniors hit retirement and wish to extract equity from their homes while also remaining full owners of the property (not to mention being able to gift the home as inheritance).

Origination fees make up a large chunk of HECM closing costs, and this article will explain how you can get a reverse mortgage with $0 in origination fees. $6,000.00 is the most any lender can charge for this fee.

99% of ALL reputable HECM lenders/banks charge an upfront origination fee of $6k to borrowers, but Click Quote Save has scoured the country to find a reputable lender who is willing to WAIVE ALL ORIGINATION FEES.


We have five years in making this deal. We encourage all seniors to use this as leverage if they are working with other reputable HUD-approved HECM lenders.

The particular lender we have found has an excellent reputation is a 100yr old banking institution, has this incredible $0 fees program, and is licensed nationwide.

We are proud to offer this offer to all seniors who use Click Quote Save for the introduction. We get paid a tiny introduction fee to keep our website’s content alive. YOU receive the absolute best offer in the entire country by paying $0 in upfront origination charges for the HECM reverse mortgage.

There is only one FHA-insured HECM reverse mortgage loan program in the US, why pay more? Our lender can beat any offers and 99% of the other banks we have compared charging $4500-$6000 in origination fee alone.

The maximum fee a lender can charge you for origination fees is $6000.00. The cap was set to protect seniors against scrupulous lenders.

Most banks use this to their advantage and market this upfront free (it’s rolled into your loan) as a standard cost of doing business. NOT TRUE. NOT every lender is going to charge such a high origination fee.

We started Click Quote Save to save seniors just like you time/money/energy. We have done our due diligence and compared 20+ banks to put this offer in front of you.

Feel free to get the above in writing from our partner bank. Regarding reducing the origination fee, $0, is the lowest any lender can go. Our offer stands for all seniors who qualify for the program, and there is no haggling involved on your end.

Receive the best reverse mortgage quote, with the lowest upfront fees through our partner bank and the best part is there are no hoops to jump through.


  1. Can HECM reverse mortgage fees be negotiated? Yes, we have done all the hard work for you. With Click Quote Save, we have already negotiated the origination fees down from $6000.00 to $0.  Five years later and our mission is completed, we have the best program for seniors and there is no negotiating left to do on your part. We make it possible for you to get a $0 origination fee reverse mortgage without the haggling.
  2. How do I calculate the reverse mortgage origination fees? There is no math behind this. Lenders can charge up to $6,000 (the limit) and they calculate this based on your desire for the program. If you are in a hurry and desperate to access the funds, most lenders would charge you the max in fees as they know you are not going to know about the fees involved. This is why it pays to do your research and why we are a free comparison shopping website (we know there is savings when you compare).
  3. What is the limit? For origination fees for the HECM it’s $6000.00.
  4. Are there any benefits to paying more for the HECM loan? Absolutely NO benefit at all.
  5. Can I deduct the upfront fees as a tax write off?
  6. Can I use the Click Quote Save offer to negotiate a better deal? Not doable as our lender charges $0 in origination fees.
    You may find there is wiggle room on the interest rate component BUT our partner lenders are also quoting very aggressively to beat all other lender rates.