Searching for local FHA mortgage lenders and banks in South Dakota. Click Quote Save has compiled a detailed list of FHA/HUD approved lenders who are local in SD state. Our main mission is to help consumers save both money and time by comparing multiple quotes online by only completing one form. You won’t get bombarded with phone calls as we screen the best rates/programs for you and only connect you to the best lender in your local area. Many homeowners and potential homeowners have used our free service to compare the best local FHA mortgages to both purchase a new home or to refinance an existing FHA loan. Those with bad credit or low credit scores should apply as we work with FHA approved subprime lenders who can work with credit scores below 580.
Facts about FHA (Federal Housing Administration).
There are many pros/advantages to getting a FHA loan.
There are also some disadvantages and cons to getting a FHA loan.
Current South Dakota FHA mortgage rates?
| MSA Name | MSA Code | Division | County Name | CountyCode | State | One-Family | Two-Family | Three-Family | Four-Family | Median Sale Price | Last Revised | Limit Year |
| NON-METRO | 99999 | AURORA | 3 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $77,000 | 11/13/2014 | CY2015 | |
| HURON, SD | 26700 | BEADLE | 5 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $97,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | BENNETT | 7 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $74,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | BON HOMME | 9 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $78,000 | 11/13/2014 | CY2015 | |
| BROOKINGS, SD | 15100 | BROOKINGS | 11 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $159,000 | 11/13/2014 | CY2015 | |
| ABERDEEN, SD | 10100 | BROWN | 13 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $146,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | BRULE | 15 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $99,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | BUFFALO | 17 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $61,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | BUTTE | 19 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $128,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | CAMPBELL | 21 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $50,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | CHARLES MIX | 23 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $79,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | CLARK | 25 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $69,000 | 11/13/2014 | CY2015 | |
| VERMILLION, SD | 46820 | CLAY | 27 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $145,000 | 11/13/2014 | CY2015 | |
| WATERTOWN, SD | 47980 | CODINGTON | 29 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $147,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | CORSON | 31 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $51,000 | 11/13/2014 | CY2015 | |
| RAPID CITY, SD | 39660 | CUSTER | 33 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $173,000 | 11/13/2014 | CY2015 | |
| MITCHELL, SD | 33580 | DAVISON | 35 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $130,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | DAY | 37 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $79,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | DEUEL | 39 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $102,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | DEWEY | 41 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $61,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | DOUGLAS | 43 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $76,000 | 11/13/2014 | CY2015 | |
| ABERDEEN, SD | 10100 | EDMUNDS | 45 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $146,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | FALL RIVER | 47 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $97,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | FAULK | 49 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $65,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | GRANT | 51 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $115,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | GREGORY | 53 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $62,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | HAAKON | 55 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $89,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | HAMLIN | 57 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $116,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | HAND | 59 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $94,000 | 11/13/2014 | CY2015 | |
| MITCHELL, SD | 33580 | HANSON | 61 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $130,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | HARDING | 63 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $76,000 | 11/13/2014 | CY2015 | |
| PIERRE, SD | 38180 | HUGHES | 65 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $167,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | HUTCHINSON | 67 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $79,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | HYDE | 69 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $66,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | JACKSON | 71 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $62,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | JERAULD | 73 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $71,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | JONES | 75 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $96,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | KINGSBURY | 77 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $85,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | LAKE | 79 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $123,000 | 11/13/2014 | CY2015 | |
| SPEARFISH, SD | 43940 | LAWRENCE | 81 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $183,000 | 11/13/2014 | CY2015 | |
| SIOUX FALLS, SD | 43620 | LINCOLN | 83 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $172,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | LYMAN | 85 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $76,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | MARSHALL | 91 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $97,000 | 11/13/2014 | CY2015 | |
| SIOUX FALLS, SD | 43620 | MCCOOK | 87 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $172,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | MCPHERSON | 89 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $61,000 | 11/13/2014 | CY2015 | |
| RAPID CITY, SD | 39660 | MEADE | 93 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $173,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | MELLETTE | 95 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $46,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | MINER | 97 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $65,000 | 11/13/2014 | CY2015 | |
| SIOUX FALLS, SD | 43620 | MINNEHAHA | 99 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $172,000 | 11/13/2014 | CY2015 | |
| NON-METRO | 99999 | MOODY | 101 | SD | $271,050 | $347,000 | $419,425 | $521,250 | $116,000 | 11/13/2014 | CY2015 |
| Bank Name | City | State |
| ABERDEEN FEDERAL CREDIT UNION | ABERDEEN, | SD |
| AMERICAN BANK AND TRUST | HURON, | SD |
| BANKWEST INC | PIERRE, | SD |
| BANKWEST INC | MITCHELL, | SD |
| BANKWEST INC | RAPID CITY, | SD |
| BLACK HILLS COMMUNITY BANK NA | RAPID CITY, | SD |
| BLACK HILLS FEDERAL CREDIT UNION | SPEARFISH, | SD |
| BLACK HILLS FEDERAL CREDIT UNION | RAPID CITY, | SD |
| BLACK HILLS FEDERAL CREDIT UNION | RAPID CITY, | SD |
| CORTRUST BANK | MITCHELL, | SD |
| CORTRUST MORTGAGE INC | SIOUX FALLS, | SD |
| CU MORTGAGE DIRECT LLC | MADISON, | SD |
| CU MORTGAGE DIRECT LLC | WATERTOWN, | SD |
| CU MORTGAGE DIRECT LLC | SIOUX FALLS, | SD |
| CU MORTGAGE DIRECT LLC | SIOUX FALLS, | SD |
| DACOTAH BANK | WEBSTER, | SD |
| DACOTAH BANK | MOBRIDGE, | SD |
| DACOTAH BANK | RAPID CITY, | SD |
| DACOTAH BANK | WATERTOWN, | SD |
| DACOTAH BANK | SIOUX FALLS, | SD |
| DACOTAH BANK | ABERDEEN, | SD |
| FIRST BANK & TRUST | SIOUX FALLS, | SD |
| FIRST BANK AND TRUST | BROOKINGS, | SD |
| FIRST DAKOTA NATIONAL BANK | MITCHELL, | SD |
| FIRST DAKOTA NATIONAL BANK | SIOUX FALLS, | SD |
| FIRST DAKOTA NATIONAL BANK | YANKTON, | SD |
| FIRST INTERSTATE BANK WY | SPEARFISH, | SD |
| FIRST NATIONAL BANK | LEAD, | SD |
| FIRST NATIONAL BANK | SIOUX FALLS, | SD |
| FIRST NATIONAL BANK | RAPID CITY, | SD |
| FIRST NATIONAL BANK SOUTH DAKOTA | HURON, | SD |
| FIRST NATIONAL BANK SOUTH DAKOTA | MITCHELL, | SD |
| FIRST NATIONAL BANK SOUTH DAKOTA | YANKTON, | SD |
| FIRST PREMIER BANK | SIOUX FALLS, | SD |
| FRANKLIN AMERICAN MORTGAGE CO | SIOUX FALLS, | SD |
| GREAT WESTERN BANK | SIOUX FALLS, | SD |
| GREAT WESTERN BANK | SIOUX FALLS, | SD |
| GREAT WESTERN BANK | SIOUX FALLS, | SD |
| GREEN TREE SERVICING LLC | RAPID CITY, | SD |
| GREEN TREE SERVICING LLC | RAPID CITY, | SD |
| HIGHMARK FEDERAL CREDIT UNION | RAPID CITY, | SD |
| HOME FEDERAL BANK | SIOUX FALLS, | SD |
| LEND SMART MORTGAGE LLC | RAPID CITY, | SD |
| LEND SMART MORTGAGE LLC | RAPID CITY, | SD |
| MEGASTAR FINANCIAL CORP | SIOUX FALLS, | SD |
| MIDWEST FAMILY LENDING CORPORATION | SIOUX FALLS, | SD |
| MINNWEST MORTGAGE CORPORATION | SIOUX FALLS, | SD |
| MORTGAGE RESEARCH CENTER LLC | RAPID CITY, | SD |
| NEW PENN FINANCIAL LLC | RAPID CITY, | SD |
| NORTHERN HILLS FEDERAL CREDIT UNION | STURGIS, | SD |
| OPEN MORTGAGE LLC | HUMBOLDT, | SD |
| PIONEER BANK – TRUST | SPEARFISH, | SD |
| PIONEER BANK – TRUST | SPEARFISH, | SD |
| PLAINS COMMERCE BANK | WATERTOWN, | SD |
| PLAINS COMMERCE BANK | SIOUX FALLS, | SD |
| PLAINS COMMERCE BANK | SIOUX FALLS, | SD |
| PREMIER HOME MORTGAGE INC | RAPID CITY, | SD |
| PREMIER HOME MORTGAGE INC | RAPID CITY, | SD |
| PREMIER HOME MORTGAGE INC | SIOUX FALLS, | SD |
| PREMIER HOME MORTGAGE INC | RAPID CITY, | SD |
| PRIMARY RESIDENTIAL MORTGAGE INC | RAPID CITY, | SD |
| PRIMARY RESIDENTIAL MORTGAGE INC | SIOUX FALLS, | SD |
| SENTINEL FEDERAL CREDIT UNION | RAPID CITY, | SD |
| SERVICE FIRST FEDERAL CREDIT UNION | SIOUX FALLS, | SD |
| SIOUX FALLS FEDERAL CREDIT UNION | SIOUX FALLS, | SD |
| SOUTH DAKOTA HSNG DEV AUTH | PIERRE, | SD |
| TCF NATIONAL BANK | SIOUX FALLS, | SD |
| VALLEY EXCHANGE BANK OF LENNOX | LENNOX, | SD |
| VALLEY EXCHANGE BANK OF LENNOX | LENNOX, | SD |
| VAN DYK MORTGAGE CORPORATION | SIOUX FALLS, | SD |
| VAN DYK MORTGAGE CORPORATION | SIOUX FALLS, | SD |
| WELLS FARGO BANK NA | SIOUX FALLS, | SD |
| South Dakota |
| A |
| Aberdeen |
| Academy |
| Agar |
| Agency Village |
| Akaska |
| Alcester |
| Alexandria |
| Allen |
| Alpena |
| Altamont |
| Amherst |
| Andover |
| Ardmore |
| Arlington |
| Armour |
| Artesian |
| Ashton |
| Astoria |
| Aurora |
| Avon |
| B |
| Badger |
| Baltic |
| Bancroft |
| Barnard |
| Batesland |
| Bath |
| Belle Fourche |
| Belvidere |
| Bemis |
| Beresford |
| Big Stone City |
| Bison |
| Black Hawk |
| Blunt |
| Bonesteel |
| Bowdle |
| Box Elder |
| Bradley |
| Brandon |
| Brandt |
| Brentford |
| Bridgewater |
| Bristol |
| Britton |
| Brookings |
| Bruce |
| Bryant |
| Buffalo |
| Buffalo Gap |
| Buffalo Ridge |
| Bullhead |
| Burbank |
| Burdock |
| Burke |
| Bushnell |
| Butler |
| C |
| Camp Crook |
| Canistota |
| Canova |
| Canton |
| Caputa |
| Carpenter |
| Carter |
| Carthage |
| Castlewood |
| Cavour |
| Centerville |
| Central City |
| Chamberlain |
| Chancellor |
| Chelsea |
| Cherry Creek |
| Chester |
| Claire City |
| Claremont |
| Clark |
| Clear Lake |
| Clearfield |
| Colman |
| Colome |
| Colton |
| Columbia |
| Conde |
| Corona |
| Corsica |
| Corson |
| Cottonwood |
| Crazy Horse |
| Creighton |
| Cresbard |
| Crocker |
| Crooks |
| Custer |
| D |
| Dakota Dunes |
| Dallas |
| Dante |
| Davis |
| Deadwood |
| Dell Rapids |
| Delmont |
| Dempster |
| Denby |
| Dimock |
| Doland |
| Dolton |
| Draper |
| Dupree |
| E |
| Eagle Butte |
| Eden |
| Edgemont |
| Egan |
| Elk Point |
| Elkton |
| Ellsworth Afb |
| Elm Springs |
| Emery |
| Enning |
| Erwin |
| Estelline |
| Ethan |
| Eureka |
| F |
| Fairburn |
| Fairfax |
| Fairview |
| Faith |
| Faulkton |
| Fedora |
| Ferney |
| Firesteel |
| Flandreau |
| Florence |
| Forestburg |
| Fort Meade |
| Fort Pierre |
| Fort Thompson |
| Frankfort |
| Frederick |
| Freeman |
| Fruitdale |
| Fulton |
| G |
| Gann Valley |
| Garden City |
| Garretson |
| Gary |
| Gayville |
| Geddes |
| Gettysburg |
| Glad Valley |
| Glencross |
| Glenham |
| Goodwin |
| Gregory |
| Grenville |
| Groton |
| H |
| Hamill |
| Harrisburg |
| Harrison |
| Harrold |
| Hartford |
| Hayes |
| Hayti |
| Hazel |
| Hecla |
| Henry |
| Hereford |
| Hermosa |
| Herreid |
| Herrick |
| Hetland |
| Highmore |
| Hill City |
| Hitchcock |
| Holabird |
| Hosmer |
| Hot Springs |
| Houghton |
| Hoven |
| Howard |
| Howes |
| Hudson |
| Humboldt |
| Hurley |
| Huron |
| I |
| Ideal |
| Interior |
| Iona |
| Ipswich |
| Irene |
| Iroquois |
| Isabel |
| J |
| Java |
| Jefferson |
| K |
| Kadoka |
| Kaylor |
| Keldron |
| Kennebec |
| Keyapaha |
| Keystone |
| Kimball |
| Kranzburg |
| Kyle |
| L |
| Labolt |
| Lake Andes |
| Lake City |
| Lake Norden |
| Lake Preston |
| Lane |
| Langford |
| Lantry |
| Lead |
| Lebanon |
| Lemmon |
| Lennox |
| Leola |
| Lesterville |
| Letcher |
| Lily |
| Little Eagle |
| Lodgepole |
| Long Valley |
| Longlake |
| Loomis |
| Lower Brule |
| Lowry |
| Ludlow |
| Lyons |
| M |
| Madison |
| Manderson |
| Mansfield |
| Marcus |
| Marion |
| Martin |
| Marty |
| Marvin |
| Mc Intosh |
| Mc Laughlin |
| Mccook Lake |
| Meadow |
| Meckling |
| Mellette |
| Menno |
| Midland |
| Milbank |
| Milesville |
| Millboro |
| Miller |
| Mina |
| Miranda |
| Mission |
| Mission Hill |
| Mitchell |
| Mobridge |
| Monroe |
| Montrose |
| Morristown |
| Mound City |
| Mount Vernon |
| Mud Butte |
| Murdo |
| N |
| Nemo |
| New Effington |
| New Holland |
| New Underwood |
| Newell |
| Nisland |
| Norbeck |
| Norris |
| North Sioux City |
| Northville |
| Nunda |
| O |
| Oacoma |
| Oelrichs |
| Oglala |
| Okaton |
| Okreek |
| Oldham |
| Olivet |
| Onaka |
| Onida |
| Opal |
| Oral |
| Orient |
| Ortley |
| Ottumwa |
| Owanka |
| P |
| Parade |
| Parker |
| Parkston |
| Parmelee |
| Peever |
| Philip |
| Pickstown |
| Piedmont |
| Pierpont |
| Pierre |
| Pine Ridge |
| Plankinton |
| Platte |
| Pollock |
| Porcupine |
| Prairie City |
| Presho |
| Pringle |
| Provo |
| Pukwana |
| Q |
| Quinn |
| R |
| Ramona |
| Rapid City |
| Ravinia |
| Raymond |
| Red Owl |
| Redfield |
| Redig |
| Ree Heights |
| Reliance |
| Renner |
| Reva |
| Revillo |
| Ridgeview |
| Rockerville |
| Rockham |
| Roscoe |
| Rosebud |
| Rosholt |
| Roslyn |
| Roswell |
| Rutland |
| S |
| Saint Charles |
| Saint Francis |
| Saint Lawrence |
| Saint Onge |
| Salem |
| Scenic |
| Scotland |
| Selby |
| Seneca |
| Shadehill |
| Sherman |
| Silver City |
| Sinai |
| Sioux Falls |
| Sisseton |
| Sky Ranch |
| Smithwick |
| South Shore |
| Spearfish |
| Spencer |
| Springfield |
| Stephan |
| Stickney |
| Stockholm |
| Stoneville |
| Strandburg |
| Stratford |
| Sturgis |
| Summerset |
| Summit |
| T |
| Tabor |
| Tea |
| Timber Lake |
| Tolstoy |
| Toronto |
| Trail City |
| Trent |
| Tripp |
| Tulare |
| Turton |
| Tuthill |
| Twin Brooks |
| Tyndall |
| U |
| Union Center |
| Utica |
| V |
| Vale |
| Valley Springs |
| Veblen |
| Verdon |
| Vermillion |
| Vetal |
| Viborg |
| Vienna |
| Virgil |
| Vivian |
| Volga |
| Volin |
| W |
| Wagner |
| Wakonda |
| Wakpala |
| Wall |
| Wallace |
| Wanblee |
| Ward |
| Warner |
| Wasta |
| Watauga |
| Watertown |
| Waubay |
| Waverly |
| Webster |
| Wecota |
| Wentworth |
| Wessington |
| Wessington Springs |
| Westport |
| Wetonka |
| Wewela |
| White |
| White Lake |
| White Owl |
| White River |
| Whitehorse |
| Whitewood |
| Willow Lake |
| Wilmot |
| Winfred |
| Winner |
| Witten |
| Wolsey |
| Wood |
| Woonsocket |
| Worthing |
| Wounded Knee |
| Y |
| Yale |
| Yankton |
| Z |
| Zell |